Buy Now, Pay Later.

Found the perfect piece of jewelry? Buy Now & Pay Over Time with ShopPay.

Fixed Payments & No Late Fees

We've partnered with ShopPay to help you get a flexible, transparent, and convenient way to pay.

  • Step 1

    Add your jewelry to the cart and select ShopPay as your payment method at checkout.

  • Step 2

    Apply online and get a real-time decision. The application process will not affect your credit score.

  • Step 3

    Choose your payment plan and finalize your online purchase. (see details below)

Some things to consider when looking into ShopPay

We keep it simple.

  • Qualification will not affect your credit score.
  • No late fees or other hidden costs.
  • Your total cost will be displayed up front, once you've selected your payment plan.
  • Fixed payments.
  • One-time only loan, you will need to re-apply for subsequent purchases.

You're almost there

Ready to Apply?

Shop Now

Have questions? We have answers.

Common Questions

How can I finance my purchase with ShopPay?

Imperye offers easy and affordable payments with ShopPay, a loan service provider, at a pace you choose from the available options. You can purchase immediately and pay over time. During checkout at, you can choose ShopPay as a payment method and apply for a loan to pay for your items.

ShopPay always shows you the exact terms (subject to your eligibility) and the total amount of interest you will pay, never charging you anything extra. ShopPay does not charge any late fees, prepayment fees, annual fees, hidden fees, or service fees to open or close your ShopPay account.

Does ShopPay affect my credit score?

Your credit score will not be affected by creating a ShopPay account or seeing if you prequalify. If you decide to buy with ShopPay, this may affect your credit score.

What are my payment options?

Your payment options depend on the amount of your purchase and on your eligibility. For smaller purchases, you’ll be able to make 4 interest-free payments every two weeks. For larger purchases, you may have the option to make 3, 6, or 12 monthly payments—and these options may have interest. In some cases, you may need to make a payment at the time of purchase.

Does ShopPay charge interest and fees?

ShopPay doesn't charge late fees, service fees, prepayment fees, or any hidden fees. When you pay with Affirm, your annual percentage rate (APR) will be between 0 – 30%. ShopPay will show you up front the total amount of interest you'll pay and will never charge you a penny more.

Can I return a financed item?

Yes.  Follow the Imperye return process. If your payment option through ShopPay included interest, any interest paid is non-refundable. 

Where do I make my payments?

After you have made an Imperye purchase with ShopPay, you can make or schedule payments through the ShopPay app.